Terms & Conditions

Effective Date: November 3, 2025

Company: Signed Sealed Approved, LLC

Website: www.SignedSealedApproved.com

Email: [email protected]

State of Registration: Alabama, USA

1. Acceptance of Terms

By accessing, purchasing, or using any product or service from Signed Sealed Approved, LLC (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms & Conditions and our Refund & Cancellation Policy, which are incorporated by reference.

If you do not agree with any part of these Terms, you must not access or use this website, purchase digital products, or enroll in any services.

By accessing or using any of our services, you also affirm that you have read and understood your rights under the Credit Repair Organizations Act (CROA), Fair Credit Reporting Act (FCRA), and Fair Debt Collection Practices Act (FDCPA) where applicable.

2. About Our Services

Signed Sealed Approved, LLC (“we,” “us,” or “our”) provides financial education, coaching, and consulting services designed to help clients understand, manage, and optimize financing opportunities.

Important Disclosure

Signed Sealed Approved, LLC is not a credit repair organization as defined under federal or state law.

We provide financial education, coaching, and consulting services to help clients optimize financing opportunities.

We make no guarantee of any credit score increase or the removal of accurate items from credit reports.

All services are educational and consultative in nature.

We are not a law firm and do not provide legal, tax, or financial advice.

Clients should consult appropriate licensed professionals for those services.

3. Eligibility

You must:

  • Be at least 18 years of age,

  • Be a resident of the United States,

  • Have the legal capacity to enter into a binding agreement.

By accessing our services, you represent and warrant that you meet these eligibility requirements.

4. Billing & Payment

4.1 One-Time Purchases

All payments for one-time services or digital products are due at checkout and processed securely through our third-party payment processors.

Once digital products are delivered, all sales are final and non-refundable, except for duplicate or erroneous charges.

4.2 FanBasis Subscription Billing

All recurring subscriptions and memberships are billed and managed exclusively through FanBasis.

By subscribing, you expressly authorize FanBasis or its designated payment processor to charge your chosen payment method on a recurring basis (monthly, quarterly, or annually, as applicable).

FanBasis Subscription Terms

  • Automatic Renewal: Subscriptions automatically renew for the same term at the then-current rate.

  • 30-Day Cancellation Requirement: You must cancel at least thirty (30) days before your renewal date to prevent the next charge.

  • Billing Authorization: You authorize FanBasis to charge your payment method on file until canceled using the official process.

  • Non-Refundable Fees: All payments are non-refundable once billed, unless required by law.

  • Late Cancellations: Cancellations made after renewal apply to the next billing cycle only.

  • Payment Responsibility: You are responsible for maintaining current billing information and monitoring renewal dates.

How to Cancel a FanBasis Subscription

  1. Visit https://fanbasis.com/cancel.

  2. Enter the email address associated with your membership.

  3. Receive a One-Time Password (OTP) for verification.

  4. Enter the OTP to verify your identity and confirm cancellation.

Once confirmed, FanBasis will send a cancellation acknowledgment.

We recommend also notifying [email protected] so we can align your service access with the billing cancellation.

Note: All subscriptions and memberships are billed exclusively through FanBasis.

Signed Sealed Approved, LLC cannot modify, cancel, or refund FanBasis transactions directly.

5. Refund & Cancellation Policy

In accordance with the Credit Repair Organizations Act (CROA), clients who enroll in a credit-related program may cancel the contract within three (3) business days of the date the agreement is signed without incurring any cost.

Key Highlights

  • Credit Restoration & Coaching: Cancel within 3 business days per CROA. Refunds issued within 15 days of cancellation notice.

  • Digital Products: Instant downloads are final sale; no refunds after delivery.

  • FanBasis Subscriptions: Cancel via FanBasis.com/cancel at least 30 days before renewal; non-refundable once billed.

6. No Guarantee of Results

Signed Sealed Approved, LLC makes no guarantee of:

  • Credit score increases,

  • Credit approvals or financing outcomes,

  • Removal of accurate or verifiable credit data.

All results depend on your individual credit profile, participation, and the responsiveness of third-party creditors and credit bureaus.

7. User Responsibilities

You agree to:

  • Provide accurate and complete information when registering,

  • Maintain required credit monitoring throughout your program,

  • Upload credit bureau correspondence in your client portal,

  • Avoid initiating chargebacks on valid payments,

  • Follow service instructions for accurate results,

  • Agree not to submit disputes through online portals of Experian, Equifax, or TransUnion, as doing so may waive certain legal rights under the Fair Credit Reporting Act (FCRA) and remove the paper trail necessary for legal enforcement.

Failure to comply may result in suspension or termination of service without refund.

8. Digital Products & Downloads

Digital downloads, templates, and courses are delivered immediately after payment.

All digital sales are final and non-refundable.

By purchasing, you acknowledge:

  • Products are for educational use only,

  • Results vary for each user,

  • Signed Sealed Approved, LLC provides no guarantees,

  • You assume full responsibility for implementation and compliance,

  • You may not resell, redistribute, or rebrand any white-label, template-based, or DIY credit education kits offered through this platform unless explicitly granted Master Resell Rights (MRR) with written permission.

9. Intellectual Property Rights

All materials, products, and content are owned by Signed Sealed Approved, LLC and protected by copyright, trademark, and intellectual property laws.

You may not:

  • Reproduce or redistribute our materials,

  • Create derivative works,

  • Use our content for resale or competition without written consent.

Violations may result in immediate termination and legal action.

10. Disclaimer of Warranties

All products, services, and materials are provided “as is” and “as available.”

We make no representations or warranties regarding accuracy, reliability, or completeness.

To the fullest extent permitted by law, Signed Sealed Approved, LLC disclaims all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of Liability

To the fullest extent permitted by Alabama law, Signed Sealed Approved, LLC and its affiliates are not liable for:

  • Indirect, incidental, or consequential damages,

  • Loss of profits, data, or goodwill,

  • Third-party actions (including FanBasis billing)..

Your sole remedy for dissatisfaction is to discontinue use of our services.

12. Indemnification

You agree to indemnify and hold harmless Signed Sealed Approved, LLC, its affiliates, and representatives against any claims, damages, or liabilities arising from:

  • Breach of these Terms,

  • Misuse of services or materials,

  • Violation of applicable laws or rights of third parties.

13. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Alabama, without regard to conflict of law principles.

Any disputes shall be resolved through:

  1. Good faith negotiation, and if unresolved,

  2. Binding arbitration in the State of Alabama under the American Arbitration Association rules.

You waive the right to a jury trial or participation in any class action.

14. Modification of Terms

We reserve the right to amend these Terms at any time.

Changes take effect upon posting to this website. Continued use constitutes acceptance of the updated Terms.

15. Statutory Disclosures

Credit Repair Organizations Act (CROA): We are not a “credit repair organization” as defined under the Credit Repair Organizations Act, and we do not provide services that involve directly altering or disputing credit records with credit bureaus on your behalf.

Fair Credit Reporting Act (FCRA) & FDCPA: You have the right to dispute inaccurate information on your credit report. Nothing in these Terms limits your rights under FCRA, FDCPA, or any state law equivalents.

Use of Third-Party Platforms: Services integrated with platforms such as FanBasis are governed by their independent privacy and billing policies.

16. Contact Information

📧 [email protected]

🌐 www.SignedSealedApproved.com

Signed Sealed Approved, LLC @2025

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Signed Sealed Approved, LLC is not a credit repair organization as defined under federal or state law. We provide financial education, coaching, and consulting services to help clients optimize financing opportunities. No guarantee of credit score increase or removal of accurate items.